Company Overview
About Us
At L. Thomas Insurance, we know that insurance isn’t just about policies—it’s about protecting the people and things that matter most. We’re based in Fort Myers, Florida, and our mission is simple: to help individuals and families get the right coverage without all the confusion. Whether it’s health, life, or dental insurance, we’re here to make sure you’re covered and confident, no matter what life throws your way.
Life Protection
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Expert Team
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National Award
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Project Completed
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Who We Are
L. Thomas Insurance started with one goal: making insurance easy for everyone. Let’s face it, insurance can be overwhelming, with so many options and fine print. That’s why we focus on simplifying the process and providing clear, honest advice. We’re not here to sell you something you don’t need; we’re here to help you make the better decisions for your situation.
Over the years, we’ve built strong relationships with our clients because we care. We take the time to get to know you, understand your needs, and then work with you to find the right coverage. For us, it’s not just about business, it’s about building trust. When you choose L. Thomas Insurance, you become part of our family.
Insurance Benefits
What We Do
At L. Thomas Insurance, we offer a wide range of insurance products to make sure every aspect of your life is protected. From Medicare and life insurance to long-term care and dental coverage, we’ve got you covered. Here’s a quick look at what we offer:
Project Completed Last Years
Happy Customer Worldwide
Medicare Services
Navigating Medicare can be a headache, but we make it simple. Whether you’re looking into Medicare Advantage, Medicare Supplement, or Prescription Drug Plans, we’ll break it down for you in plain language so you can make the right choice for your healthcare needs and budget.
Life Insurance
Life insurance isn’t just about protecting yourself—it’s about ensuring your loved ones are taken care of if anything happens to you. Whether you’re interested in term life insurance for temporary coverage or whole life insurance for lifetime protection, we’ve got options to suit your needs.
Term Insurance
If you’re looking for affordable, temporary coverage, term life insurance might be the way to go. It’s a great option if you want to cover specific needs, like a mortgage or college tuition, for a set number of years.
Whole Life Insurance
Want lifelong coverage? Whole life insurance gives you protection for life and builds cash value over time, making it an investment in both your future and your family’s financial security.
Universal Life Insurance
For those who want more flexibility, universal life insurance allows you to adjust your premiums and death benefits over time. This is a great option if your financial situation or needs might change in the future.
Long-Term Care Insurance
We all hope to live long, healthy lives, but the reality is that many of us will need some form of long-term care as we age. Our long-term care insurance policies help cover the costs of care—whether that’s in a nursing home, assisted living, or even in your own home.
Dental Insurance
Good dental health is crucial, but dental care can be expensive. We offer a variety of dental insurance plans to help you keep up with your oral health without worrying about the cost.
Why Choose Us?
We know you have plenty of choices when it comes to insurance, so why choose L. Thomas Insurance? Personal Touch: We’re not a big corporate agency. When you call us, you’ll get real people who genuinely care about helping you find the better insurance options for your needs. We treat our clients like family, and we’re here to make sure you feel supported every step of the way. Honest Advice: We’re not here to upsell you. Our priority is to find the better solution for your unique situation. We listen first, ask questions, and then guide you through your options with full transparency. Local Presence: Being based in Fort Myers, we’re proud to serve our local community. We understand the needs of Florida residents, and we’re always here when you need us. Expert Guidance: With years of experience in the insurance industry, we know the ins and outs of all kinds of policies. We keep up with industry trends, so you can trust that the advice we give is always current and in your better interest.
Insurance Benefits
Let’s Connect
Choosing the right insurance plan can feel overwhelming, but it doesn’t have to be. Let us take the guesswork out of it. Whether you’re looking for Medicare coverage, life insurance, or planning for long-term care, L. Thomas Insurance is here to guide you every step of the way. Get in touch with us today to schedule a free consultation or just ask us a question—we’re here to help!
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What Our Clients Says
"L. Thomas Insurance has truly been a blessing for my family! We were exploring life insurance options, and their team was fantastiC, open, honest, and so helpful. They listened to what we needed and found a policy that worked for us, all while keeping it budget-friendly. We now have peace of mind for our children's future, and I can't express how grateful I am. Thank you, L. Thomas Insurance, for everything you do!"
Emily R.
Web Designer"As a small business owner, finding the right insurance felt daunting, but L. Thomas Insurance made it a breeze. They really took the time to understand my business and helped me find a policy that fits my needs perfectly. It was refreshing to work with a local agency that genuinely cares about their clients. I feel so much more secure knowing I have them in my corner!"
Mark S.
Ui/Ux Designer"I can’t thank L. Thomas Insurance enough! Navigating Medicare felt like a maze, but their team was so patient and approachable. They took the time to walk me through my options and helped me understand everything clearly. I finally feel confident in my coverage, and it’s such a relief. If you’re looking for knowledgeable and supportive insurance agents, I highly recommend them!"
